SHORTList
Octane logo
Fintech/Payments

Octane

Digital lending for recreational purchases

CORE INFO

$100M
Total Funding
Series D+
Round
2014
Founded
600
Team Size
New York, NY, USA
Headquarters

Octane provides digital lending solutions tailored for recreational purchases, such as motorcycles and ATVs, offering real-time credit decisions and flexible terms to enhance the buying experience for consumers in underserved markets.

  • Octane recently raised $100 million in a Series F funding round led by Valar Ventures, bringing its valuation to $1.3 billion.octane.co
  • In 2025, Octane achieved $2.1 billion in loan originations, marking a 29% increase from the previous year.prnewswire.com
  • Octane has partnered with major brands like Kawasaki and CFMOTO to expand its market reach.octane.co

WHY WE WOULD WORK AT OCTANE

Passion-Driven Mission

Connect people with their passions through fast and accessible lifestyle purchases, making a real impact in underserved markets.

Diverse Team Culture

Join a diverse and innovative workplace that fosters employee growth and encourages collaboration across a team of 600 dedicated professionals.

Competitive Compensation

Benefit from a strong funding history, including a recent $100 million Series F round, ensuring financial stability and competitive salaries.

Growth Opportunities

Experience rapid growth with Octane's impressive 36% increase in loan originations year-over-year, providing ample opportunities for career advancement.

Cutting-Edge Technology

Work at the intersection of lending technology and digital commerce, utilizing advanced solutions to streamline financing for recreational purchases.

Proven Success

Be part of a company that has surpassed $5 billion in total loan originations, demonstrating its strong market presence and successful business model.

MARKET AND TRACTION

KEY METRICS

✦ KEY METRIC
  • In 2025, Octane originated $2.1 billion in loans, representing a 29% increase year-over-year.

  • Since its inception, Octane has surpassed $7.6 billion in total loan originations.

  • The company has raised a total of $342 million across 25 funding rounds, with the latest Series F round bringing in $100 million in December 2025.

    • GROWTH TACTICS

  • Octane has expanded its relationships with major brands such as Kawasaki and CFMOTO to enhance its market presence.

  • The company has entered the marine market and launched over 100 new products and enhancements, including Dealer Portal 2.0, to diversify its offerings.

  • Octane's focus on real-time credit decisions and flexible terms allows it to cater to a broad spectrum of credit profiles, facilitating growth in underserved markets.

    • NOTABLE CUSTOMERS

  • Octane has partnered with RideNow to launch RideNow Finance, enhancing its service offerings in the powersports sector.

  • The company has established significant relationships with leading brands in the recreational vehicle industry, contributing to its growth and market penetration.

    • MARKET POSITION

  • Octane operates at the intersection of lending technology and digital commerce, positioning itself uniquely in the recreational purchase financing market.

  • The company aims to simplify the purchasing process for consumers in underserved markets, focusing on powersports vehicles, outdoor power equipment, and recreational vehicles.

    • COMPETITIVE ADVANTAGE

  • Octane's end-to-end financing experience provides instant financing solutions, setting it apart from traditional lenders.

  • The company's commitment to fostering a diverse and innovative workplace culture enhances employee growth and impact, contributing to its competitive edge in the fintech space.

    • PRODUCT AND TECH

    Digital Lending Solutions

    Octane provides digital lending solutions specifically designed for recreational purchases, enabling consumers to access financing for motorcycles, ATVs, and outdoor power equipment quickly and easily.

    Point-of-Sale Financing

    The company offers point-of-sale financing that allows customers to secure instant credit decisions at the moment of purchase, streamlining the buying process for lifestyle products.

    Real-Time Credit Decisions

    Octane's technology enables real-time credit decisions, which helps consumers with varying credit profiles to receive tailored financing options, making recreational purchases more accessible.

    Flexible Financing Terms

    Octane's financing solutions come with flexible terms that cater to a wide range of credit profiles, ensuring that more consumers can afford their desired recreational products.

    Dealer Portal 2.0

    The Dealer Portal 2.0 is an enhanced platform that supports dealers in managing financing options and customer interactions, facilitating a smoother sales process in the powersports and outdoor equipment markets.

    COMPANY CULTURE

    Values

  • Innovation is at the core of our operations.

  • We prioritize diversity and inclusion in our workplace.

  • Customer-centric approach drives our product development.

  • Integrity and transparency guide our business practices.

    • Learning & Growth

  • We encourage continuous professional development for all employees.

  • Opportunities for mentorship and coaching are available.

  • Regular training sessions to enhance skills and knowledge.

  • Employees are empowered to take on new challenges and responsibilities.

    • Team Cadence

  • Collaborative team environment fosters creativity.

  • Regular team meetings to align on goals and progress.

  • Open communication channels for feedback and ideas.

  • Flexible work arrangements support work-life balance.

    • Benefits

  • Comprehensive health and wellness programs.

  • Competitive compensation packages with performance incentives.

  • Generous paid time off to recharge and relax.

  • Employee recognition programs to celebrate achievements.

    • Work Style

  • Emphasis on remote and hybrid work flexibility.

  • Agile methodologies to adapt to changing market needs.

  • Focus on results rather than micromanagement.

  • Encouragement of a healthy work-life balance for all employees.

    • HIRING SIGNAL

    0
    Open roles on their careers page
    Snapshot via live ATS poll
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    Net new roles in the last 90 days
    Available once weekly history accrues
    90-Day VelocityV2 · BACKFILL
    Trend builds weekly as historical rows accrue
    SourcesGreenhouseLeverAshbyWorkableSmartRecruitersRipplingRecruiteeFallback · Wellfound, YC Work-at-a-Startup, careers-page scrape

    KEY COMPANY ANNOUNCEMENTS

    Filter
    9 announcements · ranked by importance
    Dec 1, 2025FUNDINGOctane Raises $100M in Series F Funding Round | Octaneoctane.co
    Aug 1, 2024FUNDINGOctane Raises $50 Million in Series E Funding Round | Octaneoctane.co
    Nov 21, 2023INTERVIEWJason Guss, CEO & Co-Founder of Octane - Building a Profitable Fintech, Capital Markets Lessons, The Future of Software in Fintechfintechleaders.substack.com
    Aug 22, 2025INTERVIEWJason Guss, CEO of Octane Lending, on building the number one powersports lender | Listen Noteslistennotes.com
    Sep 24, 2026CUSTOMER WINOctane Partners with Forest River to Launch Forest River Finance Powered by Octane | Octaneoctane.co
    Jul 30, 2025CUSTOMER WINOctane and Honda Team Up to Expand Financing Opportunities to Non-Prime Customers | Octaneoctane.co
    Jan 1, 2022PRODUCTOctane Enters the RV Market to Streamline and Digitize the Buying Experience | Octaneoctane.co
    Dec 14, 2021CUSTOMER WINOctane Teams Up with Polaris to Drive Digital, Instant Financing for Powersports Enthusiasts | Octaneoctane.co
    Jan 30, 2025EXEC HIREOctane Appoints Jon Vestal and Kartik Kothari to Executive Vice President Positions | Octanewww-stg.octane.co