Catena logo
AI/ML
Fintech/Payments

Catena

Catena is a governance and banking platform for AI agents.

New York· 2 rolesUnited States· 2 roles · Remote

CORE INFO

$48M
Total Funding
Series A
Round
2022
Founded
11-50
Team Size
Boston, Massachusetts, United States
Headquarters

Catena provides a governance and banking platform tailored for AI agents, enabling them to manage financial transactions securely under human-defined policies. This platform is ideal for businesses looking to integrate AI agents into their financial operations, ensuring compliance and efficiency.

  • Catena raised $30 million in a Series A funding round co-led by Acrew Capital and a16z crypto.fortune.com
  • The platform integrates with AI agent platforms like OpenClaw and ChatGPT, providing them with financial capabilities.catena.com
  • Catena has filed for a National Trust Bank charter with the U.S. Office of the Comptroller of the Currency to create a regulated banking environment for AI agents.catena.com

WHY WE WOULD WORK AT CATENA

Pioneering AI Finance

Join a mission to create a financial institution specifically designed for AI agents, ensuring safe and compliant transactions under human-defined policies.

Innovative Technology

Work with cutting-edge technology that integrates AI agents with programmable financial infrastructure, enabling unprecedented capabilities in the fintech space.

Dynamic Team Culture

Collaborate with a diverse team of experts from top companies like Circle and PayPal, fostering a culture of innovation and shared success.

Competitive Compensation

Benefit from a competitive salary and equity options, backed by $48 million in funding from leading investors like a16z and Acrew Capital.

Impactful Work

Contribute to groundbreaking projects that empower AI agents to manage finances, optimize liquidity, and perform complex tasks globally.

Regulatory Leadership

Be part of a company that is filing for a National Trust Bank charter, positioning itself as a leader in the regulated banking environment for AI.

MARKET AND TRACTION

TOTAL ADDRESSABLE MARKET

  • Catena operates within the fintech and AI/ML industries, focusing on providing financial infrastructure for AI agents.

  • The market for AI-driven financial services is rapidly expanding, driven by the increasing integration of AI technologies in various sectors.
  • KEY METRICS

    ✦ KEY METRIC
  • Total funding raised by Catena amounts to $48 million, with a significant portion coming from a $30 million Series A round.

  • The company was founded in 2022 and currently employs between 11 to 50 team members, indicating a growing startup environment.
  • GROWTH TACTICS

  • Catena is pursuing a National Trust Bank charter with the U.S. Office of the Comptroller of the Currency to establish a regulated banking environment for AI agents.

  • The platform integrates with various AI agent platforms, enhancing its service offerings and expanding its market reach.
  • COMPETITIVE ADVANTAGE

  • Catena's governance layer ensures that all AI agent transactions are executed within predefined, deterministic policies, providing a unique level of security and compliance.

  • The platform's ability to manage money and handle payments through various methods positions it as a specialized financial institution for AI agents, differentiating it from traditional banking solutions.
  • NOTABLE CUSTOMERS

  • Specific client information is not publicly disclosed, but Catena's services are designed for AI agents across various industries.

  • The platform's capabilities enable AI agents to perform financial tasks such as paying global contractors and optimizing liquidity, indicating a broad potential customer base.
  • PRODUCT AND TECH

    Governance Layer

    Catena's governance layer ensures that all AI agent transactions are executed within predefined, deterministic policies, establishing verifiable identities and maintaining audit trails for full observability. This layer is crucial for regulatory compliance and safe financial operations.

    Financial Capabilities

    The platform provides AI agents with financial services such as managing money through agent-specific accounts, processing payments via various methods, and generating yield on idle assets. These capabilities enable AI agents to perform complex financial tasks under human-defined policies.

    Programmable Financial Infrastructure

    Catena offers a programmable financial infrastructure that allows AI agents to interact with financial systems seamlessly. This infrastructure is designed to support various financial activities, including paying global contractors and optimizing liquidity.

    Integration with AI Platforms

    Catena integrates with various AI agent platforms, including OpenClaw, Claude Cowork, ChatGPT, and Codex, to enhance their financial capabilities. This integration is essential for enabling AI agents to operate effectively within the financial ecosystem.

    Regulatory Compliance Framework

    Catena is actively pursuing a National Trust Bank charter to create a regulated banking environment for AI agents. This framework is vital for ensuring that all transactions are conducted safely and in accordance with financial regulations.

    COMPANY CULTURE

    Values

  • Emphasis on trust and regulatory compliance

  • Commitment to building infrastructure from the ground up

  • Focus on deterministic policy enforcement

  • Importance of immutable audit trails

  • Dedication to establishing verifiable agent identities
  • Operating Principles

  • Prioritize safety in financial transactions

  • Ensure transparency in governance processes

  • Foster collaboration between AI agents and human operators

  • Maintain a culture of innovation and adaptability
  • Benefits

  • Opportunity to work at the forefront of AI and finance

  • Access to a dynamic and collaborative team environment

  • Potential for professional growth in a rapidly evolving industry

  • Involvement in shaping the future of agentic finance
  • Team Cadence

  • Regular team meetings to align on goals and progress

  • Open communication channels for feedback and ideas

  • Agile approach to project management and development
  • Learning & Growth

  • Encouragement of continuous learning and skill development

  • Opportunities for mentorship and knowledge sharing

  • Support for attending industry conferences and workshops
  • HIRING SIGNAL

    4
    Open roles on their careers page
    Snapshot via live ATS poll
    —
    Net new roles in the last 90 days
    Available once weekly history accrues
    90-Day VelocityV2 · BACKFILL
    Trend builds weekly as historical rows accrue
    By Function
    Breakdown of open roles
    Operations · 2
    Engineering · 2
    Top Locations
    Where hiring is concentrated
    Remote-eligible postings counted separately
    New York
    2
    Remote - United States
    2
    SourcesGreenhouseLeverAshbyWorkableSmartRecruitersRipplingRecruiteeFallback · Wellfound, YC Work-at-a-Startup, careers-page scrape

    KEY COMPANY ANNOUNCEMENTS

    Filter
    13 announcements · ranked by importance
    May 20, 2026FUNDINGOur Banking and Governance Platform for AI Agents is Opencatena.com
    Sep 26, 2025FUNDINGForm D filing — Catena Clearing Inc. (CIK 0002085700)sec.gov
    May 20, 2025FUNDINGExclusive: Circle cofounder raises $18 million to apply AI to payments in new startupfortune.com
    Jan 16, 2026INTERVIEWCrypto Is the Currency of AI Agents with Sean Neville (Ep. 34)ns.com
    Jan 1, 2026INTERVIEWShould we give AI a bank account?possible.fm
    Aug 25, 2025INTERVIEWPathfinder: Sean Neville is Changing How Money Will Workbarefootinnovation.libsyn.com
    Aug 17, 2025INTERVIEWSean Neville, the co-founder of Circle.com, asks: What if AI controlled your money?podcasts.apple.com
    “What if AI controlled your money?”podcasts.apple.com · Aug 17, 2025
    May 20, 2025PRODUCTBuilding the First AI-Native Financial Institutioncatena.com
    Jan 1, 2025INTERVIEWHow Circle co-founder Sean Neville plans to build the first AI-native financial institutiontechcrunch.com
    Jul 29, 2025EXEC HIRECatena Labs Expands Executive Team, Appoints Global Payments and Fintech Leader Sharda Caro Del Castillo as Chief Legal and Business Officermarkets.financialcontent.com
    Jan 1, 2023PRODUCTCatena Labs: AI Product and Solution Launchpadlinkedin.com
    Nov 7, 2022FUNDING0001104659-22-118597d18rn0p25nwr6d.cloudfront.net
    Jan 1, 2025ESSAYHow AI Uses Money: The Case for Open Standards in Agent Commercecatena.com