AI/ML
Fintech/Payments
PropTech

Tidalwave

AI-driven solutions for the mortgage industry

CORE INFO

$24M
Total Funding
Series A
Round
2023
Founded
New York, NY
Headquarters

Tidalwave offers an AI-powered mortgage point-of-sale platform that automates loan origination processes for lenders, enhancing efficiency and reducing processing times.

  • Tidalwave raised $22 million in a Series A funding round led by Permanent Capital, with participation from D.R. Horton, Inc. and Engineering Capital.businesswire.com
  • The company has successfully reduced loan processing times by 67%, from 43 days to under 15 days, saving over $1,500 per loan.housingwire.com
  • Tidalwave's platform is deployed across 3,200+ loan officers through a partnership with NEXA Mortgage, aiming to process over 200,000 loans by the end of 2026.housingwire.com

WHY WE WOULD WORK AT TIDALWAVE

Transforming the Mortgage Industry

Join a mission-driven team reshaping the mortgage landscape with AI solutions that promote equity and transparency for consumers.

Innovative Technology

Work with cutting-edge AI-powered platforms that automate loan origination, significantly reducing processing times and enhancing efficiency for lenders.

Collaborative Culture

Be part of a dynamic team that values collaboration and innovation, with leadership experienced in building successful tech companies.

Competitive Compensation

Benefit from a strong funding base of $24M, allowing for competitive salaries and growth opportunities as the company scales.

Recognized Excellence

Join a company named to the 2026 CB Insights AI 100 list, showcasing its prominence and innovation in the AI and mortgage sectors.

Impactful Work

Contribute to a platform that has automated 70% of manual tasks, saving lenders over $1,500 per loan and transforming the borrower experience.

MARKET AND TRACTION

GROWTH TACTICS

✦ KEY METRIC
  • Tidalwave aims to capture approximately 4% of the $1.46 trillion U.S. mortgage originations projected for 2026.

  • The company has deployed its platform across 3,200+ loan officers through a partnership with NEXA Mortgage, enhancing its market reach.

  • Tidalwave is on track to power over 200,000 loans annually by the end of 2026, indicating significant growth potential in the mortgage sector.
  • NOTABLE CUSTOMERS

  • Tidalwave has partnered with prominent clients including D.R. Horton, Inc., NEXA Lending, First Colony Mortgage, and Mortgage Solutions.

  • These partnerships highlight Tidalwave's credibility and its ability to attract major players in the mortgage industry.
  • KEY METRICS

    ✦ KEY METRIC
  • Tidalwave has successfully reduced loan processing times by 67%, decreasing the average from 43 days to under 15 days.

  • The platform has automated up to 70% of manual tasks, significantly improving operational efficiency for lenders.

  • Each loan processed through Tidalwave's platform has saved lenders over $1,500, showcasing the financial benefits of their technology.
  • COMPETITIVE ADVANTAGE

  • Tidalwave's AI-powered platform offers unique features such as a 24/7 AI loan assistant and document review automation, setting it apart from traditional mortgage processing solutions.

  • The integration of instant verification and multilingual support enhances user experience and accessibility, making it a comprehensive solution for lenders.
  • MARKET POSITION

  • Founded in 2023, Tidalwave is positioned as a transformative player in the mortgage technology sector, focusing on AI-driven solutions.

  • The company has been recognized in the 2026 CB Insights AI 100 list, selected from over 40,000 companies, underscoring its innovative approach and market potential.
  • PRODUCT AND TECH

    AI-Powered Mortgage Platform

    Tidalwave's flagship product is an AI-driven mortgage point-of-sale (POS) platform that automates the loan origination process, significantly enhancing efficiency for lenders.

    24/7 AI Loan Assistant

    This feature automates critical tasks such as data entry and document review, allowing loan officers to focus on more impactful activities, thereby streamlining the overall loan processing.

    Document Review Automation

    Tidalwave's technology automatically detects errors in loan documents, flagging discrepancies before they can cause issues, which reduces the risk of processing delays.

    Instant Verification Integration

    The platform integrates with various verification vendors for instant, paperless verification of income, employment, and assets, expediting the loan approval process.

    Multilingual Support System

    Tidalwave provides translation services across over 30 languages, ensuring effective communication with borrowers from diverse backgrounds, which promotes equity in the mortgage process.

    COMPANY CULTURE

    Values

  • Promoting equity and transparency in the mortgage industry

  • Commitment to innovation through AI-driven solutions

  • Focus on customer-centric service for lenders and borrowers

  • Emphasis on teamwork and collaboration among employees

  • Integrity in all business practices
  • Operating Principles

  • Data-driven decision making to enhance efficiency

  • Continuous improvement in loan processing capabilities

  • Automation to reduce manual tasks and errors

  • Multilingual support to cater to diverse clients

  • Agile response to market needs and technological advancements
  • Benefits

  • Flexible work environment fostering creativity

  • Opportunities for professional development and growth

  • Competitive compensation and equity options

  • Health and wellness programs for employees

  • Collaborative culture that values diverse perspectives
  • Learning & Growth

  • Regular training sessions on AI and mortgage technology

  • Encouragement of knowledge sharing among team members

  • Access to industry conferences and workshops

  • Mentorship programs for new employees

  • Focus on personal and professional development goals
  • Team Cadence

  • Regular team meetings to align on goals and projects

  • Open communication channels for feedback and ideas

  • Collaborative project work to enhance team dynamics

  • Celebrating milestones and achievements together

  • Encouraging a culture of recognition and appreciation
  • HIRING SIGNAL

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    KEY COMPANY ANNOUNCEMENTS

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    6 announcements · ranked by importance
    Nov 1, 2025FUNDINGTidalwave Raises $22M Series A, on Track to Reach 4% of U.S. Mortgage Marketbusinesswire.com
    Nov 1, 2025FUNDINGTidalwave Raises $22M in Series A Fundingfinsmes.com
    May 1, 2026AWARDTidalwave Named to 2026 CB Insights AI 100, Selected From 40,000+ Companiesbusinesswire.com
    Jan 1, 2023FOUNDER PROFILEAbout Tidalwave | Reshaping the Mortgage Industry with AItidalwave.com
    Jan 1, 2023FOUNDER PROFILETidalwave: The AI Rebuilding the American Mortgage | Profileyespress.io
    May 1, 2026MILESTONEPress | Tidalwavetidalwave.ai