Software Engineer, Stablecoin

About the Role Ramp is, at its core, a fintech company. Our financial infrastructure enables us to issue cards, move money globally, and manage treasury flows for our customers. Stablecoins are emerging as a critical lever to make these flows faster, cheaper, and more accessible. We are looking for a Software Engineer to join our engineering team with a dedicated focus on stablecoin-based payment and treasury systems. In this role, you will act as both a technical owner and multiplier: working on core stablecoin services, ensuring secure and reliable integrations with external partners, and guiding Ramp’s evolution toward next-generation fintech solutions. Our ideal candidate combines deep curiosity about eventually consistent distributed systems with strong financial infrastructure experience, thrives in highly regulated and mission-critical environments, and has a passion for diving into new problem spaces.

What You'll Do

• Help build & scale Ramp’s stablecoin-based payment and treasury infrastructure
• Partner with external providers and internal stakeholders to deliver end-to-end product flows
• Solve Ramp’s toughest fintech challenges with new technologies
• Collaborate with engineers across Ramp to integrate stablecoin capabilities into core products

What You Need

• Minimum 4+ years of experience shipping high-quality architectures for critical systems preferred
• Proven experience with stablecoin technologies, blockchain-based payment rails, and/or wallet infrastructure
• Strong production experience with cloud environments (AWS, GCP, or Azure) and Infrastructure-as-Code (Terraform or equivalent)
• Deep proficiency in at least one object-oriented or functional programming language (Python, Go, Java, or similar)
• Experience working on security-sensitive systems, with interest in key management, wallet security, or secure transaction flows.
• Experience building or operating payments, money movement, treasury, stablecoin, or crypto infrastructure in production environments

Nice to Have

• Intuition for on-chain UX and settlement mechanics, including wallet-based transaction signing, confirmation/finality, and chain-level tradeoffs like fees and latency.
• Direct experience building on-chain wallets or with integrating a crypto onramp / offramp APIs for custody and remittance flows
• Experience integrating with external financial service providers and APIs at scale
• Familiarity with cross-border settlement, FX, or treasury management systems
• Background in highly regulated fintech environments (e.g., payments, banking, or government-compliant infrastructure)

Benefits available to all full-time Ramp employees (Global)

• Flexible PTO
• Unlimited AI token usage
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend

United States

• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
• One Medical annual membership
• 401(k), including employer match on contributions made while employed by Ramp
• Fertility HRA (up to $10,000 per year)
• Parental leave: up to 16 weeks (birthing + bonding) or 8 weeks (bonding only) at 100% pay
• Pet insurance
• In-office perks: lunch, snacks, drinks, and more
• Relocation support to NYC or SF (as needed)